Construction-to-Perm Loan

Construction to Permanent Financing

If you are wanting to build a home, CenterState Bank Mortgage has one of the strongest Construction-to-Perm loans (CP Loans) programs available.  With as little as 5% down, CenterState can handle the financing of your build.  The construction loan is interst only for the first 12-months.  After 1-year, the payment will modify to an amoritizing payment where you will begin paying principal and interest. However, once construction is completed, you have the option to modify the construction loan to a fixed rate mortgage.  

For more details on the construction loan process, contract Tracy today at 256-564-7615.


Want to Buy Land Where you Plan to Build?

CenterState Bank offers 100% financing on land purchase.  If you plan on building within 12-months of purchasing the land, you can purchase with no money down.  Once you are ready to build, the land can be included in the Construction Loan.

Already Own your Land?

Your equity in the lot can be used as your down payment on the construction!

Call Tracy Flesch today for details!

CenterState Bank

415 Meridian St
Huntsville, Alabama 35801

Phone: 256-564-7600

Fax: 866-240-4255

NMLS: 514390

Tracy Flesch

Vice President, Mortgage Loan Originator

Phone: 256-564-7615

NMLS: 684453