Home Loan 101

Thanks for visiting www.northalabmahomeloans.com!

February 7th, 2017 | welcome, mortgage, purchase, refinance, va loans

My name is Tracy Flesch, Vice President, Mortgage Loan Originator at National Bank of Commerce in Huntsville.

In the past 5 years, I've closed more than 650 mortgage loans right here in North Alabama.  I've seen and closed just about every type of loan there is.  Purchase and refinances.  USDA, FHA, Conventional and VA.  With a large percentage of those closed loans being VA, I have vast experience in navigating through the VA loan process. Our commuity is filled with men and women who've served our Country.  There is no better mortgage loan available than a VA loan!  Let me show you how you can take advantage of your VA benifit!

On this website, you'll find some basic answers to simple mortgage questions.  But each loan is different, and in no way can this cover every scenario. That's why it's always best to call me directly.  I'm happy to review your current situation.   

PURCHASE LOANS:

Contact me for qualifying and pre-approvals.  Step one of any person looking to buy a home should be to call a mortgage professional.  We'll start at what you want your payment to be--and work back from there.  It can be disheartening to find a house you love, only to find out the payment is more than you're comfortable paying.  We can quickly assess your situation and your ability to qualify AND AFFORD.  We'll find the program best suited for you.

REFINANCE LOANS:

Again, every situation is different.  It all starts with "what is your goal"?  Do you need  a little more "breathing room" in your monthly budget?  Do you have a HELOC you need to get rid of, or maybe a credit card you just can't seem to pay down.  It might be things are going well and you want to pay your home off faster.  Whatever your goals are, we'll find the best way to achieive it.  Call me and we'll cover all your options.

SECURE WEBSITE:

The best feature this site provides is the ability to safe and securely apply for your loan on-line.  Input your own information and I'll be able to quickly assess your situation.  And once the loan process begins, you can securely uploan your documents directly to me.

Getting a new mortgage can be complicated, but that doesn't mean it can't be easy.  I look forward to being part of the process.

CenterState Bank

415 Meridian St
Huntsville, Alabama 35801

Phone: 256-564-7600

Fax: 866-240-4255

NMLS: 514390

Tracy Flesch

Vice President, Mortgage Loan Originator

Phone: 256-564-7615

NMLS: 684453