Tracy Flesch


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Tracy Flesch

100% Financing

Don’t have a down payment - No Problem with the First Community Mortgage HomeZero program!

The biggest challenge for many buyers is the down payment. We knock that hurdle out of the way with up to 100% financing on FHA Loans. Terms and conditions apply.

Homezero is a loan program offering 96.5% financing for the first mortgage and a second mortgage for 3.5% of the purchase price. There is no payment on the second mortgage.  If you stay in the home and keep the loan for 10-years, the second mortgae is fully forgiven.  If you sell the house or refinance the hompe prior to 10-years, you must repay the original loan amount of the second mortgage.  

Call Tracy at 256-658-0432 for details.

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