USDA Loans

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing their home loan in an area that is not considered a major metropolitan area by USDA.

USDA Loans
 

Great for First-time Home Buyers

100% Financing (including Closing Costs)

No Down Payment Requirements

No Prepayment Penalties

Low Rates

Existing Homes, Foreclosures, New Construction

Benefits of USDA Loans

Who is eligible for a USDA Loan?

Generally these loans are available to anyone who meets minimum credit guidelines and local area income requirements and is purchasing a home in an area that is not considered a major metropolitan area by USDA.

Some common misconceptions of USDA Loans:

Check to see if you qualify for a USDA Loan:

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These materials are not from HUD or FHA and were not approved by HUD or a government agency.