A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing their home loan in an area that is not considered a major metropolitan area by USDA.
Generally these loans are available to anyone who meets minimum credit guidelines and local area income requirements and is purchasing a home in an area that is not considered a major metropolitan area by USDA.
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These materials are not from HUD or FHA and were not approved by HUD or a government agency.